
UPDATED:
Key Details
Property Type Single Family Home
Sub Type Detached Single Family
Listing Status Active
Purchase Type For Sale
Square Footage 1,860 sqft
Price per Sqft $510
Subdivision Terra Cotta Terrace
MLS Listing ID 989925
Style Beach House
Bedrooms 3
Full Baths 3
HOA Y/N Yes
Year Built 1994
Annual Tax Amount $3,790
Tax Year 2024
Lot Size 4,356 Sqft
Acres 0.1
Lot Dimensions 105x40
Property Sub-Type Detached Single Family
Source Emerald Coast Association of REALTORS®
Land Area 1860
Property Description
The third bedroom enjoys direct access to the third bathroom, which also opens to the hallway for added convenience. The spacious bunk room, currently utilized as an office, offers generous versatility and can easily adapt to suit your needs.
Outdoors, the property transforms into a private resort with a sparkling heated saltwater pool, cool deck surround, privacy fencing, a side patio ideal for dining and entertaining, and a multi-zoned sprinkler system. Additional upgrades include a 2025 concrete tile roof, 2023 water heater- ensuring a truly wonderful experience. The driveway hold 3 vehicles.
This home is equipped with Miami-Dade-approved hurricane protection, providing top-tier safety and peace of mind during storm season and showcasing impact standards, ensuring year-round durability and reduced insurance costs.
For added convenience, the property includes two outdoor storage closets - perfect for keeping beach gear, bicycles, sports equipment, gardening tools, or any other items you want easily accessible yet neatly tucked away.
Additionally, the home is future-ready with a dedicated receptacle for a Level 2 electric vehicle (EV) charger. Whether you already own an EV or plan to in the future, the setup is in place to support fast and efficient home charging.
One of the most appreciated features of Terra Cotta Terrace is that the community streets are not used as "cut-through" routes. This ensures a quieter, more exclusive atmosphere and perfect for morning walks, bike rides, and a true sense of neighborhood serenity. Residents also enjoy exceptional amenities such as a clubhouse, community pool, tennis and pickleball courts, sand volleyball, and proximity to a new on-site restaurant (see picture), all just steps from the private gated beach access across Scenic Hwy 98. Ideally positioned near beachfront dining, boutique shopping, championship golf, world-class fishing, Destin Commons, and Silver Sands Premium Outlets, this home offers an unparalleled blend of luxury and location. More than a residence, 78 Terra Cotta Way is a coastal retreat designed for effortless living and unforgettable moments - a destination where families, friends, and vacationers will never want to leave.
Location
State FL
County Okaloosa
Community Pickle Ball, Bbq Pit/Grill, Beach, Community Room, Deed Access, Pavillion/Gazebo, Pets Allowed, Pool, Tennis, Tv Cable
Area 14 - Destin
Zoning City, Resid Single Family
Direction OFF OLD HWY 98 BETWEEN CAPTAIN DAVES RESTAURANT AND DESTINY IN TERRA COTTA SUBDIVISION. HOUSE IS ON THE LEFT.
Rooms
Primary Bedroom Level Upper
Master Bedroom true
Kitchen true
Interior
Interior Features Breakfast Bar, Fireplace, Lighting Recessed, Newly Painted, Owner's Closet, Pantry, Washer/Dryer Hookup, Woodwork Painted
Heating Central
Cooling Ceiling Fans, Central Air
Flooring Floor Tile
Window Features Window Treatment All
Appliance Dishwasher, Disposal, Microwave, Oven Double, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Elect
Exterior
Exterior Feature Balcony, Fenced Back Yard, Hurricane Shutters, Pool - Gunite Concrt, Sprinkler System, In-Ground Pool, Heated Pool, Gunite Pool, Open Patio, Covered Patio, Open Deck, Covered Deck, Porch, Open Porch, Fenced Backyard, Sprinkler System, Hurricane Shutters, Balcony, Renovated
Pool Pool - Heated, Pool - In-Ground, Pool Type
Community Features Pickle Ball, BBQ Pit/Grill, Beach, Community Room, Deed Access, Pavillion/Gazebo, Pets Allowed, Pool, Tennis, TV Cable
Utilities Available Electric, Phone, Public Water, TV Cable
Roof Type Tile / Slate
Porch Deck Covered, Deck Open, Patio Covered, Patio Open, Porch, Porch Open
Road Frontage City Street
Garage No
Building
Lot Description Sidewalk, Within 1/2 Mile to Water
Faces OFF OLD HWY 98 BETWEEN CAPTAIN DAVES RESTAURANT AND DESTINY IN TERRA COTTA SUBDIVISION. HOUSE IS ON THE LEFT.
Story 2
Sewer Public Sewer
Architectural Style Beach House
New Construction No
Schools
Elementary Schools Destin
Middle Schools Destin
High Schools Destin
Others
Pets Allowed No
HOA Fee Include Accounting,Land Recreation,Master Association,Recreational Faclty
Tax ID 00-2S-22-2499-0000-0210
Miscellaneous A Luxuriously Remodeled Beach Retreat Featuring a Private Heated Saltwater Pool and Exclusive Beach Access awaits! 78 Terra Cotta Way, an exquisitely reimagined 3-bedroom + office/bunk room, 3-bath luxury beach home featuring a private heated saltwater pool and exclusive deeded, gated beach access, perfectly situated in the prestigious Terra Cotta Terrace community. This remodeled coastal haven welcomes you with a new roof, tropical landscaping, a brick paver driveway, a charming covered front porch, fresh 2021 exterior paint with completed stucco inspection, and additional outdoor storage added to the exterior of the home. Inside, the open-concept layout is elevated by Calacatta Gold tile flooring, crisp white trim, an elegant real wood-burning fireplace, and designer finishes throughout

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